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Wysłany: Czw 1:36, 12 Wrz 2013
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1. An HSA plan can cut healthcare costs by an average of 40% for many people.
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Make no mistake-you will have rate increases with your HSA insurance policy. Because an HSA qualified policy is still a health insurance policy at heart, there is no logical reason to presuppose that an HSA policy would be immune to rate increases required by an insurer to keep paying claims and stay in business. But what you can expect is that the actual dollar amount of any future rate increases will be substantially lower compared to traditional health insurance plans (regular PPO and HMO plans). This is true because insurers base increases on percentages, and the same percentage of a lower base premium results in a lower dollar increase. It's not a perfect solution-but it is the most cost-efficient solution for many qualified people.
Health savings accounts (HSAs) are wildly popular. Since their introduction in 2004, approximately 2.5 million Americans have enrolled in these so-called consumer-driven health plans. But, alas, HSA plans are not for everyone.
Here are some pointers to help you consider whether an HSA will benefit you and your family.
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This happens for one main reason. Simply stated, the underlying insurance policy is just that—a health insurance policy. Although it has a "high" deductible, as required by law,
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You should not switch to a HSA plan when the management of existing medical expenses is more important than saving up-front medical insurance premiums. Do not change health plans: in the middle of ongoing medical treatments; after a major health issue has been diagnosed; or if any family member is pregnant.
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Honorary chairman of the United Liberal Democrats Kim Jong-pil said Wednesday that it was desirable for Minister of Unification Lim Dong-won to voluntarily step down,
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--Be willing to feel good about the holidays.
Tell your Higher Power that you are willing to feel good. Without realizing it,
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Or, journal about something that you’d like to do that you’ve never been able to do before because of other commitments and obligations. Give yourself permission to explore.
Many singles opt to take a vacation during this time or go on a retreat instead of joining in the hustle and bustle of the season. You may find that your true happiness is not found in the hype of the season.
--Initiate some action towards what you want.
Pick 2 or 3 of your ideas and start exploring the possibilities. Be proactive yet relaxed. Trying to force your vision for your holiday will only generate more anxiety and frustration.
One Thanksgiving, I decided to take my son to Kripalu and participate in the Circus Yoga program. I had wanted to do it for years but had always gotten caught up in holiday obligations. Not only did we enjoy that time but it forged a bond between us that would not have happened had I opted for a traditional holiday.
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The best attractant for joy is to find the joy wherever you are now.
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Gratitude always raises our vibration and tends to make us more aware of what we have to be thankful for. Having your survival needs met to the degree that you want to experience love and have a soulmate relationship is huge.
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The truth is, for every single person who wishes they weren’t alone, there’s at least one other person who is wishing that they had a little bit of unscheduled time to themselves.
--Create a wish list for flying solo.
Keep a running list of things that you would like to do that you can do solo. You may want to take art or music classes, learn to dance, rent or see a particular movie, go to a fancy restaurant,
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, see a show, or just stay home and read a book. The trick is to have something handy for you to consider when the opportunity arises. Often, people who follow this tip realize that it was a key step in coming together with their soulmate. The happiness you feel in immersing yourself in an activity that is fun often brings you together with others who share the same interest; it is also a major attractant for love.
--Give of yourself.
Who you are is more valuable than you know. Give your time through volunteering at a shelter or a nursing home. Or in a less formal way, just spend time connecting with others by giving a kiss,
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--Pretend you are with your soulmate.
As you fall asleep every night,
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I love you “your name.”
Shop for and buy a card, a CD, or some other gift for your soulmate. Feel the joy of having someone to give this item to. Della Reese, a famous actress, used a similar technique. She replaced her bed and linens and acted as if her soulmate was already in her life. He did come forth and they’ve been married for almost thirty years.
--Be open to the unexpected.
Look for the magic of the holiday season. It’s all around us. Without having a heavy agenda, open yourself to the idea that love could walk into your life during the holiday season. One couple I met years ago, who were happily married, met on New Year’s Eve. That meant that they went to the party as singles, right?
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The streets and historic sites of London are often used for filming. Many British and overseas films are shot on London streets and venues around the city. You could be a paid extra! TV companies are always looking for ordinary people like you and me to be in background shots. You could have fun,
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There are a huge number of theatres in London. All types of plays are performed from classics and serious plays to hilarious comedies and modern musicals,
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The London Sci-Fi Film Festival is held annually. It is in August to September in 2011. Here you can make friends mingling with sci-fi fanatics, writers and stars of the shows you love. Nowhere else in the country has anything like it so if you want to make friends with fellow sci-fi fans get down to London for the festival.
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London is a world class center of the arts. If you are interested in artistic activities you have numerous opportunities to make friends in London while doing the things you love. Whatever branch of the arts interests you, and whether it is participating actively or watching professionals,
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No article about ways to make friends with artistic people in London would be complete without mentioning the Nottinghill Carnival, held every year. It is an amazing feast of music,
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London is home of the BBC Television Centre. You can get free tickets to be in the audience of a wide range is TV shows as they are filmed. You may even see yourself on TV afterwards. If you have a favorite show shot in London,
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By Jhon Gregor
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Classical music fans have world class opportunities to see their idols in London, whether that is at the BBC Proms in the Park, Hyde Park or at the Royal Albert Hall. This is not for everyone, so chatting with the people you sit near at these events could open up for you some good opportunities to make friends with like-minded people who would enjoy going to other concerts with you.
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If amateur dramatics is your thing too,
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The music scene in London is huge and vibrant. Few things offer a better way to make friends than to share a few drinks and then bop the night away on the dance floor or at a gig or concert. From massive stadiums where world class acts perform to small and intimate jazz club and alternative rock bands,
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